Best Rewards Credit Cards for 2016

Rewards Credit Card offers more benefits for the money that you spend in the form of Redeemable Points. Modern Rewards Credit Card is great for the individual who do not carry the monthly Credit Card balance. The Rewards Credit Card can also be used as the primary cards that are helpful for getting many things like shopping or travel. When you like to buy a flat-screen TV or trip to Hawaii, using these reward cards would be a best option to save money. it is necessary to have an excellent credit rating for the approval as it often comes with the high interest rate. When you are carrying the month-to-month balance, then you will be ended up with paying over interest for many times from what you get in the reward. With more number of benefits are offered for the Rewards Credit Card, there are many number of credit cards are available so for keeping the tabs on the marketplace. It is important to pay attention as many number of Credit Card details are changing these days. Fortunately, Rewards Credit Card is useful for providing up-to-date information that you can count on. The Chase Sapphire Preferred® Card is also remained as the right top in the list for years with many number of benefits. With the easy access to Chase Ultimate Rewards program, it is convenient to get all kinds of benefits for maximizing the reward.

Best Rewards Credit Cards

Also Read:  How to Get Credit Card for Bad Credit Score

Best Rewards Credit Card Combo of 2016:

Everyone continuously strive for the stronger that it is possible to maximize the reward for owning Chase Sapphire Preferred Card as well as Chase Freedom. Getting both cards would be useful for having more advantage that includes 5X categories for Chase Freedom and 2X preferred Chase Sapphire Preferred® Card. Transferring Points will be between 2 cards so that you can be useful for points that is earned for choosing Chase Ultimate Rewards program. Apart from the reward for the normal spending, it is convenient to get more sign-up bonuses. For example, when you are signing up bonus, you can get Chase Freedom® card with $150 and spend around $500 for the purchase on first 3 months with account opening.

How to Choose the Right Rewards Card:

Some people are confused about choosing the reward card for enabling as some of the cards offer the flexible rewards that can be redeemed. Majority of advantage of redeeming the reward includes airline miles, gift cards, hotel loyalty points, cash back offer and many more.

Travelling features:

When you are travelling frequently or planning to travel in the future, then it might be a wise decision for focusing on the travel rewards. It is also important for deciding to earn frequently about the hotel loyalty points, flyer miles or any other.

Benefits of cash back:

Cash back cards offers the clients to earn the Cash back for all the regular spending. For example, when you are planning for the spring break trip with family or insurance, gas and groceries, availing the cash back offers would be useful for increasing the shopping experience with getting the money back with the cash back cards.


When you are not sure about the Rewards Credit Card that you need for getting the ultimate experience, there are also flexible rewards card such as Chase Sapphire Preferred® Card. It allows the user to use the points for travelling expenses, merchandise, cash back or gift cards. There is no need to commit until you are ready for redeeming the points.

Also Read: How to Check CIBIL Score Online Free

Here is the list of top Best Rewards Credit Card for 2016

  • Best for Travel – Chase Sapphire Preferred® Card
  • Best Cash Back for New Members – Discover it® Cashback Match™
  • Best Cash Back Rewards – Chase Freedom®
  • World Elite MasterCard – Best Fixed-Value Travel Credit Card – Barclaycard Arrival Plus
  • Best No Annual Fee Travel Credit Card – BankAmericard Travel Rewards® Credit Card
  • Best Perks – Premier Rewards Gold Card from American Express
  • Best Rewards Credit Cards for 2016 – Simple Dollar’s

Main difference will be the General reward Card that offers 2x points per dollar spent or 2% rewards for the popular purchases without any limit on particular amount. Cash back cards offers you the highest reward rate so that it would be useful for spending the categories as well as rotating the spending categories. Cash back credit cards also tends to impose the caps for the wider amount for earning the rewards with certain time frame.  Normally the strategy is used in the Cards that are combined with the card for rotating each category with cash back card such as Chase Freedom. With adding more benefits of combining the General reward, you can also get the cash back card which you can choose the Cash Back card with the No Annual Fee. It is also the Economic ways for getting the reward for free.

Chase Sapphire Preferred Card is the popular card of 2016 due to card’s versatility and it would be much easier for travelling benefits ultimately. With the versatile travel card, it is possible to go beyond 2x points for the dining and travel. Getting more benefits that includes 1:1 point transfer for participating frequent travel programs with the full value. Having the accumulated points with the reward programs that includes

  • United MileagePlus®
  • Southwest Airlines Rapid Rewards®
  • Marriott Rewards® and many more

Using the Chase Sapphire Preferred® Card, it is possible to redeem the points with statement credit and booking trips so that it would be useful for Chase Ultimate Rewards with using points on online shopping. Get more opportunity for having the unique entertainment as well as shopping experiences. Hidden gems are available with the card that is most used for Chase Sapphire Preferred® Card worth 20% and they can be redeemed with travelling on Chase Ultimate Rewards® portal. When you are choosing any other Chase Credit Card such as Freedom®, it is possible to transfer the Freedom® points for the Chase Sapphire Preferred® Card along with these points, it can be redeemed for travel worth 20% more offer on expenses.

Trending Topics: HDFC Credit Card Status, ICICI Bank Credit Card Status, RBL Credit Card Status,  Chase Credit Card Status

Discover it® Cashback Match:

Cardmember perks can use the Discover it Card that offers outstanding 0% introductory period with fantastic Cash Back rewards that could be used for first 12 months. The Card offer 5% cash back with the rotating categories for every 3 months up to $1,500 as well as 1% cash back for other type of purchases. Discover it also matches with dollar-for-dollar cash back with everything that you have earned for first 12 months automatically. Discover offers stellar introductory with 0% APR for12 months along with the 0% introductory APR for balance transfers.

BankAmericard Travel Rewards® Credit Card:

When you like to get the Travel Rewards for paying annual fee with privilege then you get the better benefits with BankAmericard Travel Rewards® Credit Card. Using the steady 1.5 points for $1 spent on purchases that are regardless for the shopping experience. No limits with number of points are available for earning so that the card could be safely handled with spending money without any worry and hitting the rewards in special categories.

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  1. Dong September 13, 2016

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